"Then I heard the voice of the Lord saying, "Whom shall I send? And who will go for us?" And I said, "Here am I. Send me!"
~Isaiah 6:8 NIV
"He has told you, O man, what is good; and what does the LORD require of you but to do justice, and to love kindness, and to walk humbly with your God?"
~Micah 6:8 NASB

Sunday, November 30, 2014

College Savings Goal

I did some research on college savings for Anne. With the estimated cost of college going up every year, we are trying to start saving early. According the calculator below, for us to save the money she needs for college, we have to start saving almost $600 a month. Yikes and that's just for one child. I guess we had better get started.  We obviously can't save $600 a month at this time but maybe we can save enough for one year of school.  We only need $150 a month for that. Every little bit helps, right?


If your goal is to cover 100% of the $246,972 projected cost of college,
you will need to start making monthly contributions of $577 to meet that goal.

Your child:

Will be attending a college that currently costs $ annually. 
Has  years until college. 
Will attend college for  years on a  basis.


Wish to save enough to pay for % of projected college costs. 
Wish to meet your savings goal by the time your child  college. 
Currently have $ in your college savings.
Wish to make  contributions to your college savings.
Expect college costs to increase by % per year. 
Expect to earn % after-tax each year in your college savings plan. 

"Precious treasure and oil are in a wise man's dwelling, but a foolish man devours it." Proverbs 21:20
"The plans of the diligent lead to profit as surely as haste leads to poverty." ~ Proverbs 21:5

Tuesday, November 18, 2014

Healthy Kids: Homemade Cheese Puffs

I am always on the hunt for healthy on-the-go snacks.  My mom found an old cookout that she has had since we were kids.

Today, we tried homemade Cheese Puffs!

1/2 lb Cheddar Cheese, grated
1/2 Cup Margarine
1 Cup Flour
1/8 tsp Salt

Combine all ingredients and blend until smooth. Roll dough into small balls about the size of marbles. Bake for 15 minutes at 350 degrees.

Anne enjoyed being Grandma's little assistant.

Baby Approved!

Thursday, November 13, 2014

Winter is Here

2014 First Snow
2013 First Snow

We woke up this morning to our first snow of the season. Anne was much more interested in it this year than she was last year.  Steve opened the curtains of our bedroom and she just stared out the window with such intrigue.  She just wanted to watch the snow fall.  It's fun to watch her eyes when she really experiences things for the first time.  Everything was so pretty and white.  When brought her out to the living room, she crawled right over to the window and peaked outside.  Winter is officially upon us. I guess we might as well get used to it.

She is spending the day with Grandma today while I work.  I packed her snow pants, hat, heavy coat and extra clothes, so maybe Grandma will take her outside to play.