“You cannot legislate the poor into freedom by legislating the wealthy out of freedom. What one person receives without working for, another person must work for without receiving. The government cannot give to anybody anything that the government does not first take from somebody else. When half of the people get the idea that they do not have to work because the other half is going to take care of them, and when the other half gets the idea that it does no good to work because somebody else is going to get what they work for, that, my dear friend, is about the end of any nation. You cannot multiply wealth by dividing it.” --Dr. Adrian Rogers
Source
"In 2009, roughly 47% of households, or 71 million, will not owe any federal income tax, according to estimates by the nonpartisan Tax Policy Center.
Some in that group will even get additional money from the government because they qualify for refundable tax breaks (aka. the Unearned Income Tax Credit Welfare check)."
Quote
~Isaiah 6:8 NIV |
~Micah 6:8 NASB |
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Wednesday, April 14, 2010
Friday, April 9, 2010
Goodbye Sallie Mae!
Today I made the last and final payment to Sallie Mae. It feels kind of strange actually. I have been making monthly payments to Sallie Mae for since I graduated in 2004. I don't think I will miss them though.
For the past few weeks, I have been working about 50-60 hours a week. I have been called a work-a-holic by some and crazy by others, but today it all became worth it.
She has officially been kicked out of our back bedroom FOREVER.
We are not debt free by any stretch of the imagination. We still have Steve's student loans to pay on, but this is a success on the journey. I'm so excited to finally be done. During the past few Budget Committee Meetings between Steve and I, I could see the number falling and it started to make me angry that it wasn't gone yet. A healthy anger, of course.
“And my God will meet all your needs according to his glorious riches in Christ Jesus.” – Phil 4:19
For the past few weeks, I have been working about 50-60 hours a week. I have been called a work-a-holic by some and crazy by others, but today it all became worth it.
She has officially been kicked out of our back bedroom FOREVER.
We are not debt free by any stretch of the imagination. We still have Steve's student loans to pay on, but this is a success on the journey. I'm so excited to finally be done. During the past few Budget Committee Meetings between Steve and I, I could see the number falling and it started to make me angry that it wasn't gone yet. A healthy anger, of course.
“And my God will meet all your needs according to his glorious riches in Christ Jesus.” – Phil 4:19
Thursday, April 1, 2010
YWCA Tribute to Women: May 5th, 2010
YWCA Tribute to Women
Please join us for the 31st annual YWCA Tribute to Women
This year's honorees are:
Maggie Kernan
Barbara Warner&
YWCA Women to Watch
Amy Hill
Wednesday, May 5, 2010
Gillespie Conference Center
Hilton Garden Inn
South Bend, IN
Purchase seat/table
Sponsorship opportunities
Go to YWCASJC.org for more details or call 574-233-9491.
Tuesday, March 30, 2010
The Wealthy are Evil and Must be Punished
Suppose that every day, ten men go out for lunch and the bill for all ten comes to $100. If they paid their bill the way we pay our taxes, it would go something like this:
The first four men (the poorest) would pay nothing.
The fifth would pay $1
The sixth would pay $3.
The seventh would pay $7.
The eighth would pay $12.
The ninth would pay $18.
The tenth man (the richest) would pay $59.
The ten men eat in the café every day and seem quite happy with the arrangement, until one day, the owner threw them a curve. “Since you are all such good customers, he said, “I’m going to reduce the cost of your daily lunch by $20. Lunch for the ten now cost just $80.
The group still wanted to pay their bill the way we pay our taxes so the first four men were unaffected. They would still eat free. However, what about the other six men - the paying customers? How could they divide the $20 windfall so that everyone would get his “fair share?” They realized that $20 divided by six is $3.33. However, if they subtracted that from everybody’s share, then the fifth man and the sixth man would each end up being paid to eat his lunch. So, the bar owner suggested that it would be fair to reduce each man’s bill by roughly the same bracket of earnings, and he proceeded to work out the amounts each should pay.
And so:
The fifth man, like the first four, now paid nothing (100% savings).
The sixth now paid $2 instead of $3 (33%savings).
The seventh now paid $5 instead of $7 (28%savings).
The eighth now paid $9 instead of $12 (25% savings).
The ninth now paid $14 instead of $18 (22% saving s).
The tenth now paid $49 instead of $59 (16% savings).
Each of the six was better off than before And the first four continued to eat free. However, once outside the restaurant, the men began to compare their savings.
“I only got a dollar out of the $20”, declared the sixth man. He pointed to the tenth man,” but he got $10!”
“Yeah, that’s right”, exclaimed the fifth man. “I only saved a dollar, too. It’s unfair that he got ten times more than I!”
“That’s true!” shouted the seventh man. “Why should he get $10 back when I got only two? The wealthy get all the breaks!”
“Wait a minute,” yelled the first four men in unison. “We didn’t get anything at all. The system exploits the poor!”
The nine men surrounded the tenth and beat him up.
The next day the tenth man didn’t show up for lunch, so the nine sat down and had lunch without him. However, when it came time to pay the bill, they discovered something important. They didn’t have enough money between all of them for even half of the bill!
And that, boys and girls, journalists and college professors, is how our tax system works. The people who pay the highest taxes get the most benefit from a tax reduction. Tax them too much, attack them for being wealthy, and they just may not show up anymore. In fact, they might start eating overseas where the atmosphere is somewhat friendlier.
David R. Kamerschen, Ph.D.
Professor of Economics, University of Georgia
The first four men (the poorest) would pay nothing.
The fifth would pay $1
The sixth would pay $3.
The seventh would pay $7.
The eighth would pay $12.
The ninth would pay $18.
The tenth man (the richest) would pay $59.
The ten men eat in the café every day and seem quite happy with the arrangement, until one day, the owner threw them a curve. “Since you are all such good customers, he said, “I’m going to reduce the cost of your daily lunch by $20. Lunch for the ten now cost just $80.
The group still wanted to pay their bill the way we pay our taxes so the first four men were unaffected. They would still eat free. However, what about the other six men - the paying customers? How could they divide the $20 windfall so that everyone would get his “fair share?” They realized that $20 divided by six is $3.33. However, if they subtracted that from everybody’s share, then the fifth man and the sixth man would each end up being paid to eat his lunch. So, the bar owner suggested that it would be fair to reduce each man’s bill by roughly the same bracket of earnings, and he proceeded to work out the amounts each should pay.
And so:
The fifth man, like the first four, now paid nothing (100% savings).
The sixth now paid $2 instead of $3 (33%savings).
The seventh now paid $5 instead of $7 (28%savings).
The eighth now paid $9 instead of $12 (25% savings).
The ninth now paid $14 instead of $18 (22% saving s).
The tenth now paid $49 instead of $59 (16% savings).
Each of the six was better off than before And the first four continued to eat free. However, once outside the restaurant, the men began to compare their savings.
“I only got a dollar out of the $20”, declared the sixth man. He pointed to the tenth man,” but he got $10!”
“Yeah, that’s right”, exclaimed the fifth man. “I only saved a dollar, too. It’s unfair that he got ten times more than I!”
“That’s true!” shouted the seventh man. “Why should he get $10 back when I got only two? The wealthy get all the breaks!”
“Wait a minute,” yelled the first four men in unison. “We didn’t get anything at all. The system exploits the poor!”
The nine men surrounded the tenth and beat him up.
The next day the tenth man didn’t show up for lunch, so the nine sat down and had lunch without him. However, when it came time to pay the bill, they discovered something important. They didn’t have enough money between all of them for even half of the bill!
And that, boys and girls, journalists and college professors, is how our tax system works. The people who pay the highest taxes get the most benefit from a tax reduction. Tax them too much, attack them for being wealthy, and they just may not show up anymore. In fact, they might start eating overseas where the atmosphere is somewhat friendlier.
David R. Kamerschen, Ph.D.
Professor of Economics, University of Georgia
Wednesday, March 24, 2010
Life is Great Right Now!
Life is going pretty great for us right now. I feel like we are both working like crazy people, but it will all the worth it when we pay off my Student Loan. It has gotten to the point where the loan is just making my angry. I just want it to be gone tommorrow. Patience is a virtue, right? I bet Sallie Mae thinks we are crazy. I looked at our statement and since January 1st, 2010, we have sent a total of 9 payments to Sallie Mae in various amounts. If everything goes as planned, the loan should be paid off my April. We will have Steve's though. :o(
Work at the YWCA is pretty busy right now. I was actually awarded Employee of the Month for March. I feel so proud. I have never gotten Employee of the Month before.
We are still looking for little ways to make extra money and cut our expenses. We are bringing our lunches to work, instead of eating out, and have significantly cut down the amount that we eat at resturants. Our car insurance bill came the other day and they still had us worked as "single", so I called them and had a little conversation with them. They changed it to married and are refunding us for the over-payment of premiums for the last almost 3 years and lowered our monthly payment by $70 a month. Woohoo!
Work at the YWCA is pretty busy right now. I was actually awarded Employee of the Month for March. I feel so proud. I have never gotten Employee of the Month before.
We are still looking for little ways to make extra money and cut our expenses. We are bringing our lunches to work, instead of eating out, and have significantly cut down the amount that we eat at resturants. Our car insurance bill came the other day and they still had us worked as "single", so I called them and had a little conversation with them. They changed it to married and are refunding us for the over-payment of premiums for the last almost 3 years and lowered our monthly payment by $70 a month. Woohoo!
Friday, March 12, 2010
15 Fresh Brown Bag Lunch Ideas
15 Fresh Brown Bag Lunch Ideas
- Pasta Lover's Lunch Salad.
Pack a cold pasta salad and a plastic fork, and your pasta lover will love you, too! Make your salad with lean meat or low-fat cheese (so it has some protein), lots of vegetables to boost fiber and nutrition, and use a whole-grain blend pasta, like Barilla Plus. Then just drizzle some light vinaigrette over the top and toss. - Pita Pocket Sandwich.
Pack your whole-grain pita pocket with chicken Caesar salad, or any other lean meat or cheese filler mixed with vegetables and dark green lettuce. - The Fruit and Cheese Plate Special.
Make crispy cracker sandwiches with whole-wheat crackers, slices of assorted cheese, and lean meats. Don't forget the fruit, which goes nicely with the cheese and adds fiber and nutrition. - Peanut Butter Fun Pack.
Pack 1/8 cup of natural-style peanut butter, along with a plastic knife or spoon, wheat crackers, and celery sticks, and you have a peanut butter fun pack! - Bagel With Cream Cheese, Please.
Bagels are a wonderful foundation for hardy sandwiches that stand up to being in a backpack or locker all morning. You can toast a bagel in the morning and simply spread some light cream cheese in the middle. Or make a bagel sandwich with, say, a little light cream cheese, some turkey, and cranberry sauce, then top it off with alfalfa sprouts or Romaine lettuce. - Carry a Cobb Salad.
Plastic containers can hold the makings of a delicious salad lunch. Fill it with chopped green lettuce, chopped hard-boiled egg, light cheese, and/or lean ham. You can buy packets of light dressing, or just use extra packets of light salad dressing left over from your last trip to the fast-food chain. - It's a Wrap!
Wraps are a nice change of pace from the usual sandwich. Use one of the new higher-fiber tortillas, like the multigrain flour tortillas available in most supermarkets. Then fill 'er up with chicken Caesar salad or assorted lean meats, cheese, tomato, sliced onion, shredded Romaine lettuce, and light dressing. Just roll it up and wrap in foil. - Noodle Soup Cups.
Many schools offer a hot water dispenser so kids can add hot water to packaged noodle soup cups. Some brands are higher in sodium and fat, and lower in fiber than others. Check out the options in stores like Whole Foods or Trader Joe's. - Veggie Sushi.
Not all kids will go for this one, but there are some out there who really like seaweed-wrapped sushi rolls. You can now buy pre-made sushi at many supermarkets, too. Choosing the veggie-filled sushi means there's no chance the sushi will get a little "fishy" while it's in your kid's backpack. - Toss Some Taco Salad.
If taco salad is a favorite, you can pack the meat mixture tossed with the shredded cheese, tomatoes, and chopped Romaine lettuce in a plastic container. At lunchtime, your child can add crunchy, reduced-fat tortilla chips and a little light dressing. - Fried Rice Can Be Fun.
When made with eggs or chopped lean ham and lots of veggies, cold fried rice can be a satisfying noontime treat. Make your own, or plan on leftovers the night before if you're ordering from a restaurant. - Talk About Taquitos.
I started doing this last year, and it seems to have stuck with my girls. I pop some Bean and Cheese frozen Taquitos from Whole Foods into my toaster oven in the morning, then let them cool. Then, I wrap them in foil and make sure they stay cool by packing a frozen juice box or small water bottle. By noon, they are cold, fun finger food. - BBQ Chicken Sandwich.
Your child can assemble a yummy BBQ grilled chicken sandwich fresh at lunchtime. Just pack a grilled, boneless, skinless chicken breast (you can make it in your indoor grill the night before) with some lettuce and sliced tomato in one baggie, and a whole-wheat bun in another. Add a packet of BBQ sauce to the lunch bag, and it's good to go. - Meal Muffins.
Certain types of muffins work as a lunch entrée. If you bake them over the weekend and keep them in the freezer, you just have to pull one or two out in the morning. By lunch, they are nicely chilled and ready to eat. Try ham and cheese muffins, Mexican Cornbread muffins, or quiche muffins (quiche filling, baked with or without crust in a muffin pan). - Turkey Jerky.
You can round off a lunch packed with fruit, vegetables, and maybe trail mix or crackers by adding some high-protein turkey jerky. I found a turkey at Trader Joe's that is made without nitrites, MSG, or artificial ingredients, and the turkey is raised without added hormones. Can't argue with that. A 2-ounce serving of turkey jerky contains: 120 calories, 22 grams of protein, 12 grams of carbohydrate, 540 milligrams of sodium, and 20 milligrams of cholesterol.
Thursday, December 31, 2009
Bring on 2010!
I can't believe this year is almost over. It seemed like it went so fast. It definetly was a great year though. I don't think there is any part of the year that I would change.
It started out with us getting settled in our new house. Having a house is a lot of work. I had no idea how much work went into fixing up a house. It's been exciting though. The biggest thing we did this year on the house was new windows. We saved up the money and got bids from different companies and with the help of some great friends and my dad, Steve put in the new windows. I love them. The house seems much brighter with the new windows and our electric bill is definitely happier.
We celebrated our 2nd wedding anniversary this year in May. We also made the final payments on our vehicles this Spring. It feels so good knowing the cars are paid for. It's just one less debt to worry about. The next task is to tackle the student loans. Besides the house, the student loans are all we have left. This summer, my High School class celebrated our 10 Year Reunion. Liz traveled up from Tulsa to spend the week with us, so I was happy about that. It was good to see some friends I hadn't seen in awhile and catch up with others I see all the time.
This summer, Steve, our friend Damian, and I took a road trip to Philadephia to visit Steve's cousin, Meredith. We spent a day walking around Philly, then we went to the a Phillies baseball game. We also visited Delaware and spent a day in New York City. I think in total we visited 5 different states. The trip was pretty fun. I rode on a train and a city bus for the first time. I love history, so walking around all the sites in Philly was really exciting.
God blessed us at every turn this year. It seemed like everytime we felt discouraged or stressed, He had something for us right around the corner.
We are back working a second part time job at Sears for Christmas. We are both hoping they keep us after the season is over.
We ended the year with a trip to Chicago with some amazing friends. It was a bit on the chilly side, but great fun anyway. These two have been two of my best friends for almost 20 years. I would not trade them for the world. Our husbands all get along too, so that's great.
I made a New Years Goal last year of reading one non-fiction book a month, for a total of 12. As of today, I'm working on number 11. I didn't reach my goal, but I figure 11 books is more than I read last year.
I can't wait to see what God has in store for us in the next year. Bring it on.
Tuesday, December 15, 2009
2009 YWCA Christmas
YWCA Wish List
Thank You to Everyone who Donated to the YWCA this Year!
The need continues all year: Become a Women of Vision today!
If you have any questions please call Peggy King at 574-233-9491 or email her at pking@ywcasjc.org.
Tuesday, December 8, 2009
My Reading Goal: 10 Down, 2 More to Go
I had a goal this year to read one non-fiction books a month, for a total of 12 books, because I heard the average millionaire reads one non-fiction book a month. I just finished my tenth book, so that means I have one month to read the last two. I'm not sure what books I'm going to read yet. This was much harder then I though, probably harder than it should have been.
Here is a summary of the books I read so far:
Proverbs 18:15 (New International Version)
The heart of the discerning acquires knowledge; the ears of the wise seek it out.
Here is a summary of the books I read so far:
- The Total Money Makeover by Dave Ramsey
- Financial Peace Revisited by Dave Ramsey
- Who Moved my Cheese by Spencer Johnson
- Bridges Out of Poverty by Phil DeVol
- Rhinoceros Success by Scott Alexander
- The Millionaire Next Door by Thomas Stanley
- Rich Dad Poor Dad by Richard Kiyosaki
- Your First Two Years of Youth Ministry by Doug Fields
- This was actually the second time I read this book. I loved it again this time too. This book is full of little tokins of wisdom. I recommend it for anyone working with kids, not just in Youth Ministry.
- "God is much more concerned by your being than your doing."
- "Failure to see the difference between loving God and loving others can result in a ministry-focused life rather than a God-focused life."
- "Faithfullness to the first commandment (loving God) results in obedience to the second (loving others).
- Accountability: "Be courageous enough to invite a friend to lovingly ask you about your consistency, your desire, and the quality of your times with God."
- "God doesn't need you to be a spiritual giant to lead students toward maturity." God is mostly concerned for your heart. As you walk on the journey and grow closer to Jesus, drag some students to follow you along the way.
- When students start to follow you, it is very important that you are leading them in the right direction though. Students will follow where you go more than they will ever listen to what you say. It may feel like a burden, but it's actually a calling.
- (1 Corinthians 11:1) Students are like sponges. They soak up everything you say and do.
- "Student leadership can allow them to use their skills of God's kingdom, interact with full-time ministers, and open their eyes to a unique way of spending their vocational lives."
- "Effective students leaders advance the church, reach more people, grow in their spiritual journeys, and relieve adult leaders of some of the work load."
- "Student leaders will challenge you with their readiness to serve, inspire you with their faith, and convict you with their pure motives...Invite them to serve, and be with them when they face trials in the future." "Most teenagers are dying for an adult to believe in them."
- The 21 Irrefuttable Laws of Leadership by John Maxwell
- The ideas in this book are pretty simple. This is a must-read for anyone that is a leader or plans to become one.
- "Character makes trust possible. And trust makes leadership possible. That is the Law of Solid Ground."
- "People listen not necessarily because of the truth being communicated in the message, but because of their respect for the speaker."
- "Champions don't become champions in the ring - they are merely recognized there."
- "The Law of Sacrifice says you have to give up to go up."
- "When the right leader and the right time come together, incredible things happen."
- QBQ: The Question Behind the Question by John Miller
- "What to really ask yourself to eliminate blame, complaining, and procrastination." This is a book was a really huge smack in the face. This is probably the place in my life that I struggle the most. The lack of personal accountability is a problem. No organization or person can achieve goals or compete in the marketplace without personal accountability.
- "Stress is a choice...Yes bad things happen: The economy sours, our business struggles, the stock market tumbles, jobs are lost, people around us don't follow through, deadlines are missed, projects fail, good people leave. But still stress is a choice...we choose are response." We choose to become angry. We choose to worry.
- Blame questions solve nothing. "They create fear, destroy creativity, and build walls." Instead of brainstorming and working together to get things done, we "blamestorm" and accomplish nothing.
- "Ownership: A committment of the head, heart, and hands to fix the problem and never again affix the blame."
- "Managers don't change people. They can coach, counsel, teach, and guide, but no one changes another person. Change only comes from inside, as a result of decisions made by the individual."
- No matter our role, someone is watching and emulating our behavior. "Modeling is the most powerful of all teachers."
- Taking action may seem risky, but doing nothing can be an an even bigger risk. "Action, even when it leads to mistakes, brings learning and growth. Inaction brings stagnation and atrophy."
- "Humility is the cornerstone of leadership."
Wednesday, November 25, 2009
Abraham Lincoln's Thanksgiving Day Proclamation
Source
The year that is drawing towards its close, has been filled with the blessings of fruitful fields and healthful skies. To these bounties, which are so constantly enjoyed that we are prone to forget the source from which they come, others have been added, which are of so extraordinary a nature, that they cannot fail to penetrate and soften even the heart which is habitually insensible to the ever watchful providence of Almighty God.
In the midst of a civil war of unequalled magnitude and severity, which has sometimes seemed to foreign States to invite and to provoke their aggression, peace has been preserved with all nations, order has been maintained, the laws have been respected and obeyed, and harmony has prevailed everywhere except in the theatre of military conflict; while that theatre has been greatly contracted by the advancing armies and navies of the Union. Needful diversions of wealth and of strength from the fields of peaceful industry to the national defence, have not arrested the plough, the shuttle, or the ship; the axe had enlarged the borders of our settlements, and the mines, as well of iron and coal as of the precious metals, have yielded even more abundantly than heretofore. Population has steadily increased, notwithstanding the waste that has been made in the camp, the siege and the battle-field; and the country, rejoicing in the consciousness of augmented strength and vigor, is permitted to expect continuance of years, with large increase of freedom.
No human counsel hath devised nor hath any mortal hand worked out these great things. They are the gracious gifts of the Most High God, who, while dealing with us in anger for our sins, hath nevertheless remembered mercy.
It has seemed to me fit and proper that they should be solemnly, reverently and gratefully acknowledged as with one heart and voice by the whole American people. I do therefore invite my fellow citizens in every part of the United States, and also those who are at sea and those who are sojourning in foreign lands, to set apart and observe the last Thursday of November next, as a day of Thanksgiving and Praise to our beneficent Father who dwelleth in the Heavens. And I recommend to them that while offering up the ascriptions justly due to Him for such singular deliverances and blessings, they do also, with humble penitence for our national perverseness and disobedience, commend to his tender care all those who have become widows, orphans, mourners or sufferers in the lamentable civil strife in which we are unavoidably engaged, and fervently implore the interposition of the Almighty Hand to heal the wounds of the nation and to restore it as soon as may be consistent with the Divine purposes to the full enjoyment of peace, harmony, tranquillity and Union.
In testimony whereof, I have hereunto set my hand, and caused the seal of the United States to be affixed.
Done at the city of Washington, this third day of October, in the year of our Lord one thousand eight hundred and sixty-three, and of the independence of the United States the eighty-eighth.
A. Lincoln
Proclamation Establishing Thanksgiving Day
October 3, 1863The year that is drawing towards its close, has been filled with the blessings of fruitful fields and healthful skies. To these bounties, which are so constantly enjoyed that we are prone to forget the source from which they come, others have been added, which are of so extraordinary a nature, that they cannot fail to penetrate and soften even the heart which is habitually insensible to the ever watchful providence of Almighty God.
In the midst of a civil war of unequalled magnitude and severity, which has sometimes seemed to foreign States to invite and to provoke their aggression, peace has been preserved with all nations, order has been maintained, the laws have been respected and obeyed, and harmony has prevailed everywhere except in the theatre of military conflict; while that theatre has been greatly contracted by the advancing armies and navies of the Union. Needful diversions of wealth and of strength from the fields of peaceful industry to the national defence, have not arrested the plough, the shuttle, or the ship; the axe had enlarged the borders of our settlements, and the mines, as well of iron and coal as of the precious metals, have yielded even more abundantly than heretofore. Population has steadily increased, notwithstanding the waste that has been made in the camp, the siege and the battle-field; and the country, rejoicing in the consciousness of augmented strength and vigor, is permitted to expect continuance of years, with large increase of freedom.
No human counsel hath devised nor hath any mortal hand worked out these great things. They are the gracious gifts of the Most High God, who, while dealing with us in anger for our sins, hath nevertheless remembered mercy.
It has seemed to me fit and proper that they should be solemnly, reverently and gratefully acknowledged as with one heart and voice by the whole American people. I do therefore invite my fellow citizens in every part of the United States, and also those who are at sea and those who are sojourning in foreign lands, to set apart and observe the last Thursday of November next, as a day of Thanksgiving and Praise to our beneficent Father who dwelleth in the Heavens. And I recommend to them that while offering up the ascriptions justly due to Him for such singular deliverances and blessings, they do also, with humble penitence for our national perverseness and disobedience, commend to his tender care all those who have become widows, orphans, mourners or sufferers in the lamentable civil strife in which we are unavoidably engaged, and fervently implore the interposition of the Almighty Hand to heal the wounds of the nation and to restore it as soon as may be consistent with the Divine purposes to the full enjoyment of peace, harmony, tranquillity and Union.
In testimony whereof, I have hereunto set my hand, and caused the seal of the United States to be affixed.
Done at the city of Washington, this third day of October, in the year of our Lord one thousand eight hundred and sixty-three, and of the independence of the United States the eighty-eighth.
A. Lincoln
Monday, November 23, 2009
Thanksgiving 2009
This year has gone by so fast. I can't believe it almost over already. I have blessed so much this year. This has been a tough year for many with job cuts, layoffs and the downward economy. Steve and I were not even immune to it when our Sears closed. We refused to participate in the Recession though. We were not going to hang our heads and feel sorry for ourselves, as so many have. We looked to the future. Sears was supposed to help us pay off our car loan and it did just that. We are now debt free, except for our Student loans and the house. Not much longer after Sears closed, the YWCA decided to bring us both back up to 40 hours, so any income we lost from Sears we got got back from the YWCA. Praise God!
There have been some tough times for us this year. It wasn't all roses, but everytime I felt discouraged I remember all the things that we do have. We have so much. We are so lucky.
For those that don't know, Steve and I back working at Sears again after taking the Summer off. We are now just Christmas help, but they may keep us on afterwards. We will just have to wait and see. If anyone is having out at the mall at Oh-dark Early, I will be at Sears from 3:45am to 4pm. I'll be in the Hardware Department. Pray for me! It will be a long day.
Thanksgiving is just a day to day eat way to much food and watch football. It's a day to think about what you are thankful for. It's about family and friends.
There have been some tough times for us this year. It wasn't all roses, but everytime I felt discouraged I remember all the things that we do have. We have so much. We are so lucky.
For those that don't know, Steve and I back working at Sears again after taking the Summer off. We are now just Christmas help, but they may keep us on afterwards. We will just have to wait and see. If anyone is having out at the mall at Oh-dark Early, I will be at Sears from 3:45am to 4pm. I'll be in the Hardware Department. Pray for me! It will be a long day.
Thanksgiving is just a day to day eat way to much food and watch football. It's a day to think about what you are thankful for. It's about family and friends.
1. First, I am thankful for a God that is patient. We serve an amazing God and I think sometimes I forget that. He has done so much for me that I know I will never be able to thank him enough. He blesses us at every turn. Even when I don't feel like He is there, He is.
2. Second, I am thankful for a husband that is patient. I have the greatest husband ever. He is such a hard-worker. He was even willing to work two jobs this year to help us reach our goal of car debt-freedom. I know some nights he was really tired, but he stuck to the schedule. On top of that, he did work on the house. We got new windows and they are gorgeous. Steve, with the help of friends (Thank you Dad and Bobby and Josh), they installed the windows themselves.
3. Third, I am thankful for my family. My parents are just great. They have been married for 29 years and after all these years they still love to hang out together. With so many marriages ended in Divorce, it is nice to have such a strong example to follow.
4. Fourth, I am thankful for my friends. I have the greatest friends anyone could ever ask for. Some of the best friends that I have right now have been my best friends since Elementary school. We have been through so much together. I truly am thankful for you guys. I hope you know that I would not be who am today without you. We have laughed together, prayed together, and cried together. I am thankful that my friends are forgiving and patient. Sometimes I don't I deserve to have as awesome friends as I do. I can count on them and I hope they can count on me.
5. I have a job that I absolutely love. How many people can say that they actually enjoy going to work everyday? Sometimes it's not all fun and games. It's a lot of work sometimes, but I believe in the mission of the YWCA. I don't see my job as just paperwork and data entry, I am helping victims of Domestic Violence by making sure we have the data for grant billings and reports. My bosses (yes I have two Supervisors now) are supportive, encouraging, and just great to work with.
6. I have a warm place to live. We bought our first house at the end of last year. Maintaining and fixing up a house is hard work, but it been a fun adventure.
Wednesday, November 11, 2009
It's Getting Cold Outside!

The YWCA is currently in need of winter coats, hats, gloves, scarves for both women and children.
Warm twin-sized blankets and comforters are also needed.
Any donations can be dropped off at the YWCA at 1102 S. Fellows, South Bend, Indiana, 46601.
You can also make monetary donations at http://www.ywcasjc.org/. Thank You!
TLC Cooking: 10 Meals That Are Proven to Make You Happier
Source
10 Meals That Are Proven to Make You Happier
by Alia Hoyt
10 Meals That Are Proven to Make You Happier
by Alia Hoyt
- 1. Macaroni and Cheese
- The dairy products standard in this recipe (milk and cheese) contain high levels of vitamin B, which has been shown to heavily impact the brain.
- 2. Fish and Brown Rice
- Multiple studies have linked depression to imbalances in omega-3 fatty acids, found abundantly in fish [source: Melone].
- 3. Scrambled eggs and Oatmeal
- Remember those helpful B vitamins found in dairy products? Eggs are also rife with the critical substance.
- 4. Spaghetti with Meatballs
- We've already spelled out the benefits of whole-wheat pasta: It's high in folic acid and helps increase serotonin levels.
- 5. Mashed Potatoes and Turkey
- Turkey and mashed potatoes need not be reserved for Thanksgiving, thanks to the mood-boosting vitamins and minerals this main dish and savory starch contain.
- 6. Banana Split
- This is my favorite of the list. Yum! The two main components -- ice cream and bananas -- are both rich in B vitamins, which are effective depression-thwarters [source: Carper].
- 7. Chili and Cornbread
- Beans are a terrific vehicle for ingesting selenium and increasing levels of magnesium, a deficiency of which has been linked to depression [sources: Magee, Melone].
- The perfect complement to this wintertime favorite is cornbread, which contains gluten, known for its ability to stimulate endorphin production [source: Cohen].
- 8. Sweet Potato
- Complex carbohydrates, such as sweet potatoes, are packed full of energy and mood-boosting vitamins and minerals.
- 9. Beef Stew with Veggies and Potatoes
- Lean red meat is an excellent source of tryptophan and protein, both of which are critical to mood regulation. Dial down the unhealthiness quotient by trimming any excess fat before putting the meat in the Dutch oven or slow cooker.
- 10. Anything Chocolate
- Multiple studies have revealed that chocolate (gasp!) is actually healthy in moderation. Although it's still high in calories, chocolate contains a myriad of beneficial nutrients that help regulate mood. The sugar that gives chocolate its rich taste helps increase serotonin levels, while the fat content releases mood-elevating endorphins [source: Carper].
Friday, November 6, 2009
America Again by Carmen Written in 1993
American Again by Carmen
Listen to the song here George Washington, Thomas Jefferson
Samuel Adams, First Chief Justice John Jay
Names synonymous with the spirit of our country
Founding fathers of the U.S.A.
Over 200 years ago they shook off the chains of tyranny from Great Britain
By divine call
Citing 27 biblical violations they wrote the Declaration of Independence With liberty and justice for all
But something happened since Jefferson called the Bible the cornerstone
For American liberty then put it in our schools as a light
Or since "Give me liberty, or give me death," Patrick Henry said
Our country was founded on the Gospel of Jesus Christ
We eliminated God from the equation of American life
Thus eliminating the reason this nation first began
From beyond the grave I hear the voices of our founding fathers plead
You need God in America again
Of the 55 men who formed the Constitution
Fifty-two were active members of their church
Founding fathers like Noah Webster who wrote the first dictionary
Could literally quote the Bible chapter and verse
James Madison said, "We've staked our future on our ability to follow
The Ten Commandments with all our heart"
These men believed you couldn't even call yourself an American
If you subvert the Word of God
In his farewell address, Washington said, "You can't have national morality apart from religious principle," and it's true
'Cause right now we have nearly 150,000 kids carrying guns
To these war zones we call public schools
In the '40's and '50's student problems were chewing gum and talking
In the '90's, rape and murder are the trend
The only way this nation can even hope to last this decade
Is put God in America again
The only hope for America is Jesus
The only hope for our country is Him
If we repent of our ways stand firm and say
We need God in America again
Abe Lincoln said, "The philosophy of the classroom in one generation
Will be the philosophy of government of the next"
So when you eliminate the Word of God from the classroom and politics
You eliminate the nation that Word protects
America is now number one in teen pregnancy and violent crime
Number one in illiteracy, drug use, and divorce
Everyday a new holocaust of 5,000 unborn die
While pornography floods our streets like open sewers
America's dead and dying hand is on the threshold of the Church
While the spirit of Sodom and Gomorrah vex us all
When it gets to the point where people would rather
Come out of the closet than clean it
It's a sign that the judgment of God is gonna fall
If there's ever been a time to rise up Church, it's now
And as the blood bought saints of the living God proclaim
That it's time to sound the alarm from the Church house to the White House
And say, "We want God in America again"
I believe it's time for America to stand up and proclaim
That one nation under God is our demand
And send this evil lifestyle back to Satan where it came from
And let the Word of God revive our dying land
For Jesus Christ is coming back again in all His glory
And every eye shall see Him on that day
That's why a new anointing of God's power's coming on us
To boldly tell the world you must be saved
Because astrology won't save you, your horoscope won't save you
The Bible says these things are all a farce
If you're born again, you don't need to look to the stars for your answers
'Cause you can look to the very One who made those stars
History tells us time and time again
To live like there's no God makes you a fool
If you want to see kids live right
Stop handing out condoms and start handing out the Word of God in schools
The only hope for America is Jesus
The only hope for our country is Him
If we repent of our ways
Stand firm and say
We need God in America again
Thursday, November 5, 2009
Guess Who's DEBT FREE!!!
If you guessed the YWCA, you would be right!!! I love my job. I sent this email to the Dave Ramsey Show and he actually read it on the air.
Hi Dave,Go to this link to listen to the call. Listen to the November 4th show. You will have to listen to about 20 - 25 minutes of the show before he reads the email on the air.
I work for the YWCA of St. Joe County in South Bend, Indiana. We are a non-profit organization that serves about 1300 women and children every year escaping Domestic Violence and going through Chemical Dependency Treatment. We are one of only a few organizations in Indiana that allow women to bring their children with them during Residential Chemical Dependency Treatment. We also have Transitional Housing for women and children and Permanent Housing for women with disabilities. WE ARE DEBT FREE!!! Even on the building. I love my job and I’m so proud.
My husband and I have been working your plan and we are credit debt free. All we have left is student loans and our house. Thank you for all you do.
Tuesday, November 3, 2009
YWCA Christmas Wish List 2009
YWCA Holiday Wish List 2009
For Children
Toys for all ages
Teenagers
Watches, hand held videogames, batteries for toys if required, young ladies toiletry items, hats and scarves, hair accessories, age appropriate art supplies, portable CD players, MP3 players, gift cards, books.
Children Ages 4 – 12
Legos and other building sets, cars and trucks, dolls and accessories, inexpensive handheld video games, art kits, educational games, board games, puzzles.
School uniforms in all sizes always needed.
Infants and young toddlers
Baby action toys, stuffed animals, baby CD’s, early age videos, hats, mittens, and scarves.Diapers, cribs, pack & plays always neededFor Adults
Robes, slippers, pajamas, throws, alarm clocks, portable cd players, CDs-variety of music, cameras, watches, costume jewelry, calendars, organizers/day planners, hoodies, perfume, bath/body lotions, hair accessories, hat/gloves and scarves.Note: It will be most appreciated if all gifts are non-violent in nature and, if possible, delivered to the YWCA by December 14th.
If you have any questions please call Peggy King at 574-233-9491 or email her at pking@ywcasjc.org.
If you want to give a monetary donation go to: ywcasjc.org
Thank you in advance you for your generosity.
Thank you in advance you for your generosity.
Thursday, October 22, 2009
Changing the World
When I was young and free and my imagination had no limits, I dreamed of changing the world. As I grew older and wiser, I discovered that the world would not change so I shortened my sights somewhat and decided to change only my country. But it too seemed immovable
As I grew into my twilight years, in one last attempt, I settled for changing only my family; those closest to me. But alas, they would have none of it.
And now, as age has caught up with me and soon I will leave this world, I suddenly realize that if I had only changed my life first, then by example I would have changed my family. From their inspiration and encouragement, I would have been able to better my country. And who knows, I might have even changed the world.
- The words inscribed on the tomb of an Anglican bishop in Westminster Abby (1100 A.D.)
As I grew into my twilight years, in one last attempt, I settled for changing only my family; those closest to me. But alas, they would have none of it.
And now, as age has caught up with me and soon I will leave this world, I suddenly realize that if I had only changed my life first, then by example I would have changed my family. From their inspiration and encouragement, I would have been able to better my country. And who knows, I might have even changed the world.
- The words inscribed on the tomb of an Anglican bishop in Westminster Abby (1100 A.D.)
Monday, October 12, 2009
Paint the Town Purple: Another Women
Source
Another Women
Today another woman died
and not on a foreign field
and not with a rifle strapped to her back,
and not with a large defense of tanks
rumbling and rolling behind her.
She died without CNN covering her war.
She died without talk of intelligent bombs
and strategic targets
The target was simply her face, her back
her pregnant belly.
The target was her precious flesh
that was once composed like music
in her mother’s body and sung
in the anthem of birth.
The target was this life
that had lived its own dear wildness,
had been loved and not loved,
had danced and not danced.
A life like yours or mine
that had stumbled up
from a beginning
and had learned to walk
and had learned to read.
and had learned to sing.
Another woman died today.
not far from where you live;
Just there, next door where the tall light
falls across the pavement.
Just there, a few steps away
where you’ve often heard shouting,
Another woman died today.
She was the same girl
her mother used to kiss;
the same child you dreamed
beside in school.
The same baby her parents
walked in the night with
and listened and listened and listened
For her cries even while they slept.
And someone has confused his rage
with this woman’s only life.
-Carol Geneya Kaplan
Another Women
Today another woman died
and not on a foreign field
and not with a rifle strapped to her back,
and not with a large defense of tanks
rumbling and rolling behind her.
She died without CNN covering her war.
She died without talk of intelligent bombs
and strategic targets
The target was simply her face, her back
her pregnant belly.
The target was her precious flesh
that was once composed like music
in her mother’s body and sung
in the anthem of birth.
The target was this life
that had lived its own dear wildness,
had been loved and not loved,
had danced and not danced.
A life like yours or mine
that had stumbled up
from a beginning
and had learned to walk
and had learned to read.
and had learned to sing.
Another woman died today.
not far from where you live;
Just there, next door where the tall light
falls across the pavement.
Just there, a few steps away
where you’ve often heard shouting,
Another woman died today.
She was the same girl
her mother used to kiss;
the same child you dreamed
beside in school.
The same baby her parents
walked in the night with
and listened and listened and listened
For her cries even while they slept.
And someone has confused his rage
with this woman’s only life.
-Carol Geneya Kaplan
Friday, October 9, 2009
Michael Moore on the Sean Hannity Show
Michael Moore went on the Sean Hannity Show to discuss his new movie.
"I report, you decide."
Part 1:
Part 2:
Part 3:
"I report, you decide."
Part 1:
Part 2:
Part 3:
Tuesday, October 6, 2009
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